Personal loans, made easy for you.

Stress-free, fast cash deposits

Easy online application
No application fee
See offers in minutes

See My Loan Offers

This won’t impact your credit score
100% secure and confidential

A woman with curly hair smiling as she looks at her phone, with a notification indicating her loan has been approved for $2,500.

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We simplified personal loans

    
    Answer a few questions
  
    We look beyond just your credit score to find the best loan offers in minutes.

    
    Personalize your loan offer
  
See your loan options and choose the one best for you. No obligation.

    
    Money as soon as tomorrow#
  
Deposited to your checking account so you can use when and where you want.

Mobile screen showing a loan customization form with loan amount of $3,500 and options for 24 or 36 months loan term.

Your loan, your way, Personified!

    
    Choose your loan amount
  
    Choose your loan terms
  
    You don’t sign until you’re happy with your loan

See My Loan Offers

What do i need?

18+ age requirement

Valid email address

Verifiable income

A personal checking account

Personal loans done right!

Infographic displaying statistics about loans in Iceland. It shows over 440,000 loans, which is more than the country's population; 40% of customers return for a new loan; and over $1.3 billion in loans approved.

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Why Personify Financial?

We treat you like a person – not a credit score. Even if you have less than perfect credit, we make it easy for you to get the money you need. The online application process is fast and easy. You can see your loan options without impacting your credit score and you can even choose the loan amount and term that works best for you.

 We partner with you to help you succeed. We’ll never charge you a prepayment penalty. We’re committed to helping you build your credit by reporting your on-time payments to the credit bureaus. And, in many states, you can even benefit from interest rate reductions for responsible repayments.

See My Loan Offers

Answers to your questions

No. For any loan originated on our platform, you can pay off your loan at any time without paying a pre-payment fee.
We may evaluate your application for one of two separate loan programs: Installment loans made by First Electronic Bank, a Utah-chartered industrial bank, and installment loans made by Personify Financial, a licensed lender in certain states.

We can usually deposit your money into your checking account in as little as one business day#. How soon we deposit funds depends on the day of the week and time of day you are approved and e-sign your loan agreement. Under this program, we try to make deposits the next business day, excluding weekends and holidays, but it may take up to 2 business days. Actual availability of funds depends on your financial institution’s policies. Please contact your financial institution for details.
The amount you’re eligible to borrow depends on your creditworthiness at the time you apply online and program parameters. Please see our Rates, Terms and Licensing Information for more information about the loan terms and programs available in your state.
We believe there’s more to understanding your particular financial situation than just your credit score. We are able to include many factors besides credit history in our loan evaluation process.
Yes — we use 256-bit SSL encryption to safeguard your information during transmission, the same level of security used by banks. Your privacy and security are our top priority at every step of the application process.

See more FAQ's

Ashley

City, State

“Personify made the loan process fast and easy. Funds were available quicker than other places I have used before. Would recommend you give them a try!”